PLAN FOR THE FUTURE

AND LIVE YOUR LIFE NOW

Services

Medicare Supplement Insurance

Medicare Supplement insurance is offered to protect our customers’ health and wallets. It’s a great option to add to your existing Medicare Part A and B plans, as Medicare supplement insurance helps cover some out-of-pocket costs that Part A and Part B may leave you with.

Disability Income Insurance

Disability income insurance provides benefits to help replace a portion of your income if you’re sick or injured and unable to work. It’s financial protection that helps you focus more on your recovery and less on how you’ll cover expenses.

Annuities

Annuities can help address one of your fundamental concerns: Outliving your savings. They offer you guaranteed lifetime income payments*, which may give you the freedom to fulfill your retirement dreams and help with your financial peace of mind. They also give you the flexibility to use your cash however you choose.

Critical Illness Insurance

If you’re diagnosed with a serious illness, one of the last things you want to worry about is your finances. A Critical Illness insurance policy helps provide protection from a variety of covered conditions, so you can focus on getting well.

Life Insurance

Life insurance coverage is your opportunity to provide for and protect the people you love most. By putting a plan in place to cover expenses that would occur in the event of your death, you can help secure their long-term financial future.

Long-Term Care Insurance

As you age, you may need help with things you’ve always been able to do yourself – shopping for groceries, fixing meals, and cleaning the house. You may also need help with personal services, like bathing, dressing, or taking medications. A long-term care insurance policy is designed to help you pay for these types of services.

Cancer, Heart Attack & Stroke Insurance

With the diagnosis of cancer or heart disease comes the reality of medical bills, time off for treatments, monies for living expenses, and for some, the cost of high deductibles. Cancer Insurance & Heart Attack/Stroke Insurance helps provide the resources you need so you can focus on your treatment, not your finances.

Small Business Solutions

Owning your own business can be one of the most satisfying experiences of your life. As a business owner, you also know how easy it is to get lost in the day-to-day activities of running a business. Do you have a plan in place or have you recently taken the time to consider what matters most to your business?

Contact me for your personalized quote

What my clients say

"Melissa Owens is so informative. The education she provided for me and my family has helped us to feel more confident in our plan for the future. I highly recommend her expertise."

-Shamoree F.

"Melissa has been very helpful in getting me the insurance coverage I need. She's very knowledgeable and willing to help"

-Sandra T.

I AM HERE TO LISTEN

I am an educator of services that help families keep their promises and improve their futures. I help individuals, business owners, and employees to create a road map plan for the future and protect what they work hard every day to achieve. Whether at work or at play a solid plan can help you live better now and in the future.

It's my mission to help people understand how important it is to have a plan- whether for their finances, their health, or their families. With a plan in place, you can relax a little bit more and enjoy life today while preparing for tomorrow.

I am an educator of services that help families keep their promises and improve their futures. I help individuals, business owners, and employees to plan for the future and protect what they work hard every day to achieve. Whether at work or at play a solid plan can help you live better now and in the future.